Send money to any wallet or bank in The Gambia
One API for every kind of transfer: mobile money, bank accounts and stablecoin settlement. Every transfer is confirmed in real time.
How it works
- 1Create a transfer
POST to /v1/transfers with the amount, destination network and account number.
- 2Receive a webhook
Modem Pay sends transfer.succeeded to your endpoint once it's confirmed.
- 3Reconcile
Use the transfer ID to match the payment in your own system.
Everything you need, included
Every rail
Send to Wave, Afrimoney, APS, QMoney or any Gambian bank through one API call.
Batch transfers
Send to thousands of recipients in one request. Ideal for payroll and disbursements.
Real-time status
Webhook events confirm every transfer within seconds.
Smart routing
Each transfer is routed to the fastest, cheapest rail available.
Safe to retry
Requests are idempotent. A duplicate request returns the original result instead of paying twice.
Full audit trail
Every transfer is logged with timestamps, amounts and recipient details.
Built for
Works well with
Start using transfers today
Create an account in minutes and test with sandbox keys. Go live once your business is verified.