Question 1

How do I accept payments online in Gambia?

Accepted Answer

You can accept online payments in Gambia by integrating a payment gateway like Modem Pay. It supports mobile money (Wave, AfriMoney, QMoney), bank transfers, and card payments through a simple REST API. Integration takes minutes with available SDKs and documentation at docs.modempay.com.

Question 2

Which mobile money services can I accept in Gambia?

Accepted Answer

Businesses in Gambia can accept Wave Money, AfriMoney, and QMoney through the Modem Pay API. All three are supported natively with real-time settlement and webhook notifications.

Question 3

What are the transaction fees for payment processing in Gambia?

Accepted Answer

Modem Pay charges a flat 1.5% per transaction with no setup fee or monthly subscription. Card payments are 3.5%, bank transfers are 1.25%, and transfers between Modem Pay users are completely free.

Question 4

Is there a payment API for developers in West Africa?

Accepted Answer

Yes. Modem Pay provides a developer-first REST API covering mobile money, bank transfers, and card payments across Gambia and West Africa. It includes a sandbox environment, webhook support, and SDKs for popular languages. Documentation is at docs.modempay.com.

Question 5

How long does settlement take in Gambia?

Accepted Answer

Modem Pay offers two settlement options: instant settlement (within 5 minutes, 1.25% fee) and automatic next-business-day settlement at no additional charge.

Question 6

Can I send bulk payouts to mobile wallets in Gambia?

Accepted Answer

Yes. Modem Pay's payout API supports automated bulk disbursements to Wave, AfriMoney, and QMoney wallets, as well as direct bank account transfers across Gambia and West Africa.