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Accept Visa and Mastercard from anywhere

Sell to tourists, the diaspora and international customers. Every payment is protected with 3D Secure and settles to your balance in 2 to 3 business days.

Create account View the docs
  • visa
  • mastercard

How it works

  1. 1
    Add checkout

    Use a payment link, our hosted checkout or the API.

  2. 2
    The customer pays

    They enter their card, and 3D Secure runs automatically when the bank requires it.

  3. 3
    Settlement

    Funds settle to your Modem Pay balance in 2 to 3 business days.

Everything you need, included

Visa and Mastercard

Accept credit and debit cards issued anywhere in the world.

3D Secure

Customers verify with their bank when required, which reduces fraud and shifts liability away from you.

Risk scoring

Every card payment is scored in real time, and unusual activity is flagged for review.

Card data stays off your servers

Customers enter card details on a secure, PCI DSS compliant hosted page, so you stay out of PCI scope.

Recurring billing

Save cards with the customer's permission and charge them on a schedule.

Refunds and chargebacks

Issue full or partial refunds from the dashboard or API, and manage disputes in one place.

Built for

  • E-commerce stores
  • Hotels and travel
  • Software businesses
  • International sellers

Works well with

Payment linksShare a link that accepts cards and mobile moneyE-commercePlugins and APIs for online storesStablecoinsHold part of your balance in dollars

Start using card payments today

Create an account in minutes and test with sandbox keys. Go live once your business is verified.

Create account Talk to sales