Accept Wave, Afrimoney, QMoney and APS
The way most Gambians pay. One API covers every mobile money network, with real-time confirmation and settlement to your balance in about 30 minutes.
How it works
- 1Create a payment intent
Send the amount, the network and the customer's account number.
- 2The customer approves
They get a prompt on their phone and confirm the payment.
- 3You get paid
A webhook confirms the payment and the money settles to your balance.
Everything you need, included
Every network, one API
Wave, Afrimoney, APS and QMoney are covered by the same API call and the same dashboard.
Real-time confirmation
The customer gets a prompt on their phone and approves. Confirmation usually arrives in under 10 seconds.
Fast settlement
Mobile money settles to your Modem Pay balance in about 30 minutes.
USSD fallback
Customers without smartphones can still pay through USSD.
Automatic reversals
Failed or expired payments are reversed automatically, so nobody has to chase a refund.
Split payments
Split a single payment across multiple wallets.
Built for
Works well with
Start using mobile money today
Create an account in minutes and test with sandbox keys. Go live once your business is verified.