How It Works
Quick Registration
Start in minutes with our simple signup process, no complicated forms or long waiting times required.
Generate Payment Links
Generate professional payment links instantly, featuring your branding and flexible payment options tailored to your business.
Accept Payments Instantly
Begin accepting payments instantly through our secure network, with real-time confirmation and fast settlement.
Why Choose Modem Pay?
Fast Integration
Get up and running quickly with our simple API and developer-friendly documentation.
Competitive Rates
Enjoy transparent pricing with no hidden fees and some of the most competitive rates in the market.
24/7 Support
Access round-the-clock customer support to help resolve any issues quickly and efficiently.
Mobile-First Design
Optimized for mobile devices to ensure smooth payments across all platforms.
Powerful Features for Modern Businesses
Payment Links
Create and share secure payment links instantly. Perfect for social media, email campaigns, donations, subscriptions and quick payments - no coding needed.
Smart Invoicing
Generate professional invoices automatically, track payments in real-time, and send automated reminders to boost your cash flow.
Seamless Transfers
Transfer funds instantly between accounts, to mobile money wallets, or to bank accounts with our secure and reliable transfer system.
Developer Tools
Robust APIs, comprehensive SDKs, and detailed documentation make integration a breeze for developers of all skill levels.
Secure Infrastructure
Bank-grade security with end-to-end encryption, fraud detection, and compliance with international security standards.
Business Intelligence
Gain valuable insights with advanced reporting tools, customer analytics, and customizable dashboards.
What Our Customers Say
"Modem Pay has revolutionized how we handle payments. The platform is intuitive and reliable."
"The customer support team is exceptional. They're always available to help with any questions."
"Modem Pay's API documentation is excellent, and the integration process was straightforward. Our transaction volume has increased by 40% since switching."
Simple, Transparent Pricing
We only make money when you do. No hidden fees, no surprises.
| Service | Source → Destination | Fee Structure | Processing Time |
|---|---|---|---|
| Transaction Fees | Any Source | 1% + GMD 5 (GMD 5 fee waived for transactions of GMD 2000 or more) | Instant |
| Self-Transfer | Available → Payout Balance | Free | Instant |
| Bank Transfer | Payout → External Bank | 1% | Instant |
| Mobile Money Transfer | Payout → MoMo Wallet | 0.75% | Instant |
| Modem Pay Transfers | Payout → Another Merchant | Free | Instant |
| Instant Settlement | Payout + Available → Bank | 0.75% | Within 5 Minutes |
| Automatic Settlement | Payout → Bank | Free | Next Business Day |
Frequently Asked Questions
How do I get started with Modem Pay?
Getting started is simple - just create a free account, complete your business verification, and integrate our payment solutions. Our documentation and support team will guide you through the process.
What payment methods do you support?
We support a wide range of payment methods including mobile money, bank transfers, card payments, and more. Our platform is constantly evolving to include new payment options.
How secure are transactions on Modem Pay?
Security is our top priority. We use industry-standard encryption, comply with PCI DSS requirements, and implement multiple layers of security to protect all transactions and sensitive data.
What are your settlement times?
We offer flexible settlement options including instant settlements (within 5 minutes), same-day settlements, and standard next-business-day settlements. The timing depends on your chosen settlement method.
Do you provide technical support?
Yes, we provide 24/7 technical support through multiple channels. Our dedicated support team is always ready to help with integration, troubleshooting, or any other questions you may have.
Can I customize the payment experience?
Absolutely! Our API allows for extensive customization of the payment flow, and you can brand the checkout experience to match your business identity while maintaining our secure infrastructure.
Ready to Transform Your Business?
Join thousands of businesses already using Modem Pay to grow their revenue.
Trusted By Leading Businesses
